Need an appraisal for an FHA-backed mortgage? Call Big Hat Realty & Valuations

We assure you that Big Hat Realty & Valuations is an FHA-certified appraisal provider in TX. If you have an FHA-insured mortgage, be sure to get with Big Hat Realty & Valuations, as we are approved and qualified to produce FHA appraisal reports. FHA's guidelines, documentation and policies may seem difficult to comprehend, but the staff at Big Hat Realty & Valuations is well-trained on how to follow the rules and regulations provided.

The FHA is the Federal Housing Administration, which is a federal agency in the United States Department of Housing and Urban Development (HUD) - if your financial transaction is an FHA-secured loan, it means it is underwritten by them. The lending company takes care of all the loaned money; the FHA simply secures the transaction by providing mortgage insurance in case the borrower does not pay off his or her loan. The FHA and their loan programs are created to benefit low-to-moderate income homebuyers help meet credit qualifications if they otherwise would not.

Down payments are often lower with an FHA loan despite using conventional market rates. Those with lesser income or less starting funds to put down on a loan are helped the most from FHA loan programs.